Money Control Apps are slowly but surely becoming essential tools for anyone looking to take charge of his or her financial health. These applications have been designed in such a way that they can simplify even the most complex tasks relating to your finances, from monitoring day-to-day expenses to setting long-term saving goals. In today’s scenario, with women struggling to balance their careers with family and personal time, money control apps have become a lifesaver for them. With these applications, keeping track of the spending requires minimum effort and can be done even on the go. Intuitive interfaces come with insight into personal spending, enabling users to stay more organized than ever, avoid wasting money, and shape a bright and secure future with just their smartphone at hand.
Carrying out money control in the busy schedule of a working woman is quite an uphill task. On the other hand, having the right tools and strategy will get you in control of your financial future. Before reading this also know why personal finance is important, especially in a working woman’s life. Presently, here are some great Money Control Apps to help in achieving financial independence and security:
1. Budget Applications
• Mint: One of the popular budgeting mobile applications, Mint makes it easy to track income, expenses, and wealth. This gives an overview of your spending habits and advice on money control.
• PocketGuard: It simplifies budgeting by automatically assigning categories to your tasks and setting spending limits on them. It also helps in identifying where costs can be cut.
2. Financial apps
• Zerodha: Zerodha is a leading Indian brokerage with a mobile app that has made investing in stocks, saving accounts, and other investment instruments quite seamless.
• Robinhood: This is a zero-commission trading app where you can invest in stocks, ETFs, and options. Robinhood also offers educational material that helps users understand money matters more effectively.
3. Retirement Planning
• EPFO (Employees Provident Fund Organization): EPFO is a statutory saving scheme for employees in India, which provides a secure and low-tax avenue of saving for retired life.
• NPS: NPS is a purely voluntary retirement savings plan, allowing a blend of market-linked benefits and guaranteed pensions.
4. Tax auditor
• Taxmann: Taxmann is a web-based facility providing all-inclusive tax statistics, information, and expert advice to help clients understand and deal with their taxes.
• ClearTax: ClearTax is a popular tax calculator that can make filing your income tax returns a hell lot easier.
5. Financial Intelligence Techniques
• Investopedia: Investopedia is a very reputable financial website containing information, tutorials, and videos on almost everything from investing to money control.
6. Credit score tracking tools
• Credit Karma: Credit Karma is a free credit check service providing access to one’s credit reports and scores from TransUnion and Equifax.
7. Emergency fund account
• BankBazaar: BankBazaar is an Indian finance website offering calculators, including instant cash calculators, that would help one figure out the right amount for his savings.
• NerdWallet: NerdWallet is a money control website that gives several accounting devices and tools; one among them is the emergency bank account.
8. Cost management tools
• National Foundation for Credit Counseling: NFCC is a Non-profit foundation that educates people on credit counseling and debt management.
9. Insurance calculator
• PolicyBazaar: PolicyBazaar is an Indian online insurance marketplace offering everything from life insurance and health insurance to auto insurance.
10. Financial Value Setting Apps
Spendee: Spendee is a budgeting app that lets you set financial goals and work your way towards achieving them.
Journey Towards The End: Money Control Apps
With such tools and resources at your disposal, you shall be able to handle your money control and lay a really strong base for your future success. Remember, financial success is a journey and not a destination. With a little patience, some discipline, and the right tools, you can live a more fulfilling life and reach your financial goals.
Don’t wait—start using these powerful tools now and see the difference they can make!
If you have any questions about money control or other issues you face in your daily life as a working mom, comment below. We can do better together.